This plan gives coverage for compensation for accidental death or bodily injury to people who are not employees or members of family to the insured; accidental damage to property not belonging to, in the custody of, or under the control of the insured.
Additional coverage can be given for the following with an extra premium being charged:
- Food and drink extension
- Work away risks
Contract Period: 1 year renewable. At renewal either the insurance company or the insured can decide not to renew the contract for any reason ranging from claims experience to premium level.